Need A New Truck For Your Business? Try a Repossessed Cars Auction

January 26th, 2010

If your looking to start a new business or just need a new truck to replace your tired-out old banger on it’s last feet to keep the company moving forwards, perhaps you should consider trying to get a new one at a repossessed cars auction.

  The real advantage of attending these public auctions is that you can pick up real bargain cars and trucks. People I know have saved thousands of dollars on their nearly new truck and it’s really helped them get their business back on course.

 Government agencies and banks are constantly repossessing properties and vehicles and if you know where to look for them you can get fantastic deals.   You don’t have to be a rocket scientist to work out that with so many vehicles being repossessed, especially in the current economic climate, these agencies simply cannot afford nor have the manpower to store and manage these seized assets. They sell them off at public car auctions for ridiculously low prices so that they just recoup their costs, or even a small percentage of their costs.  

The trick to picking up one of these true deals on wheels is to know when the local car auctions are taking place in your area. You could try the old traditional routes of calling many agencies or credit unions, but why bother when you can have all of the latest information handed to you on a plate. The best websites, and the one that I particularly recommend, do charge a small sign-up fee, but every single person that I have recommended the best site to has made their money back many times over when they have bought their dream car or new truck from their first or second auction.  

Everywhere from Florida to Canada, if you need to inject some new life into your business with a new truck, I have no qualms about recommending the best repossessed cars information website there is.

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£30m for electric car charging points

January 26th, 2010

The UK’s streets and car parks could see thousands more charging points for electric and plug-in hybrid cars thanks to £30 million of Government funding.

Transport Secretary Andrew Adonis today invited cities and businesses to join together to bid for the money which will help fund the installation of charging points on streets, car parks and in commercial, retail and leisure facilities.

This initiative – called Plugged-In Places – will support the development of between three and six electric car cities and regions across the UK which will act as trailblazers for electric car technology. The experiences of these locations will inform the future development of a national charging infrastructure.

Overall, the Government is investing around £400m to encourage the development, manufacture and use of next generation ultra-low carbon vehicles. Delivered by the Office for Low Emission Vehicles this support is being targeted to create new jobs in a low carbon automotive sector and to cut carbon from UK road transport.

Transport Secretary Andrew Adonis said “The UK can be a world leader in electric and low carbon cars which is why the Government has already committed around £400 million of support to encourage development and uptake of ultra-low emission vehicles.

“Our aim is for electric and low carbon cars to be an everyday feature of life on UK’s roads in less than five years. There is still a lot of work to be done, however Plugged-In Places is one very significant step putting us firmly on the path to a low carbon future.”

Encouraging companies to get involved, Business Minister Pat McFadden said: “The move to lower-carbon forms of transport is a turning point for the automotive industry, opening up new opportunities for existing UK automotive companies and with the potential to create new jobs and new industries, for example around the charging infrastructure.   

“I urge British companies to get involved and seize these new opportunities for growth and jobs.

“Our aim is for Britain to become a global centre for low carbon transport development, manufacturing and delivery – the Government is backing businesses who want to help make this happen.”

The total number and location of charging infrastructure supported by this initiative will depend on local plans and requirements. The intention is that successful applicants will match the Government’s investment.

These plans build on existing measures to support alternative fuels and today the Government is announcing the seven schemes that will benefit from £500,000 of funding through the Alternative Fuels Infrastructure Grant Programme. These schemes will see the provision of 72 electric charging points and four gas refuelling stations in areas across England.

The funding, worth up to £30 million, will be made available to consortia in England, Scotland, Wales and Northern Ireland made up of local authorities, businesses, electricity distributors and suppliers and other organisations like the RDAs.  The funds will be made available in two phases.

Consortia will need to show how their plans fit in with other Government objectives, like improving local air quality, and create local incentives to further encourage the uptake of electric vehicles.

The new Office for Low Emission Vehicles (OLEV) will deliver the Plugged-In Places Infrastructure Framework. OLEV is a new cross- Government team, bringing together existing policy and funding streams to drive policy delivery.  Located within the Department for Transport, it incorporates policies, people and funding from DfT, BIS and DECC. 

OLEV’s priorities will be accelerating the uptake and delivering ultra low carbon vehicles into the UK transport mix, with a focus on the opportunities that this will have for UK business.

The Alternative Fuels Infrastructure Grant Programme is delivered by Cenex (the Centre of Excellence for Low Carbon and Fuel Cell Technology) on behalf of the Department for Transport.  £500,000 match-funding is available in 2009/10 and 2010/11 for bids from public and private sector organisations in the UK. This funding is for a range of schemes to deliver electric car charging points and bio-gas charging stations.

The successful charging points schemes are in London (23 electric charging points on-street and in car parks, and 13 in underground car parks) and 36 in the West Midlands.

Further details on the scheme and an application form can be accessed from the following link http://www.dft.gov.uk/olev

Working on a day-to-day basis with the very latest environmental and climate change issues makes Green-Car-Guide.com very aware of the need to make cars more energy efficient. However we also acknowledge that people love their cars and want progress and a better quality of life.

www.green-car-guide.com

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How to Choose A Britax Car Seat

January 26th, 2010

Infant Car Seats

An infant car seat is the first seat your child will ever ride in. Its purpose is to safely harness a child in the event of a crash.

Do you really need (to buy) a car seat?

The answer to this question is yes. The infant car seat is so vital to protecting your little one from injury and can even save their life. Did you know that motor vehicle accidents are the number one killer of children in the Unites States? Many countries across the globe have mandated that children up to two years or more be placed in car seats, not only in cars, but other vehicles as well. Another point to note is that car seats help to prevent injury that can occur from sudden braking.

Placement of the car seat

The car seat is typically placed in the back seat, for maximum safety. It is dangerous to place in front of the car because inflated airbags can suffocate your child.

Installation

When installing a car seat, be sure to do the following:

Follow the manufacturer’s instructions carefully. Read and re-read, until you fully understand them. In the right slot, pull the belt through and make sure that it is nice and tight, to ensure that it is secured. Place the straps over your child’s shoulder and make an adjustment to the harness so that one finger can fit snugly. Some safety seats have a metal slide that is used to adjust the length of the straps so you have to pass the end of the strap through all of the openings, and then back through the first opening to finally ‘lock’ it. Warning: if you don’t lock it, your child is in very great danger of being ejected out of his seat in the event of a crash.

What to look for when buying one

It is easy to install: If you don’t do it correctly, your baby is at risk. Belt adjustments: you should avoid seats that require you to adjust the buckle from the back of the seat. Get a car seat that lets you make adjustments from the front and have raised belt slots that allow you to buckle up easier. Adequate restraints: You should look for an infant car seat that would safely harness your child at five points- each shoulder, each thigh, and the final strap should be between your baby’s legs. It has a LATCH system: (short for Lower Anchors & Tethers for Children) this is designed to make installation much easier by directly attaching it to the vehicle, instead of using a seat belt to secure it. It is washable: Where there is a baby, a mess is soon to follow and it would be wise to buy a car seat with a machine-washable detachable cover. It is comfortable: The seat should be well padded and have plenty of head support, giving your child a much better ride to enjoy.

A valuable resource when researching Britax Car Seats and Britax Infant Car Seats.

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Car Rental – Why You Should Book Before You Go

January 26th, 2010

A few days ago, I came across an online discussion about whether you should prepay your car rental before you travel or wait until you get to your destination. I found a comment that I just had to respond to, but since the conversation ended back in 2006, I decided to reply via this blog instead.

So what exactly was said to make me feel this way, I hear you ask? Brace yourselves!

“Under no circumstances should you prepay (if you make a change or cancel it will be a real hassle and will probably cost you quite a bit of money)”

I gasped. Oh the misconceptions and myths out there!

So I’m setting the record straight. Here’s why you should prepay your car rental before you go.

No Cancellation or Amendment Fees
Firstly, if you cancel it will not cost you hassle or money! At DriveAway Holidays, we do not charge amendment or cancellation fees. Very occasionally, suppliers will charge fees (and we will pass it on to the consumer) but generally this only happens if you cancel within a 72 hour period and applies to selected suppliers in selected destinations only.

Purchasing Power
With 20 years experience in the car rental industry, DriveAway Holidays’ relationship with reputable suppliers means we can offer you lower prices on car rental overseas than if you were to walk in off the street. Plus, we have a Price Beat Guarantee, so if you happen to find a cheaper rate, we’ll beat it!^

No Foreign Exchange Worries
Prepaying your car rental in Australian dollars before you go means that you don’t have to worry about exchange rate fluctuations. If you book your car hire when you arrive at a destination, changes in the exchange rate may mean you pay more than you would have at home in Australia.

Availability
By booking your car rental in advance, you can get the vehicle size you want. Whilst car rental suppliers do not guarantee a specific model, you will get the car class you reserved. If you wait until you are at the airport in a foreign country, especially in peak season, availability may be limited and so prices will be driven up. Avoid disappointment and save money by booking early! 

Peace of Mind
Booking your car rental in Australia before you travel means there are no language barriers to consider and it is easy and convenient. You have time to consider your options and read the small print as opposed to being “up sold” to on the spot at a car rental counter in a foreign country. Plus, DriveAway Holidays has a 24/7 Toll Free Customer Service line, accessible from around the world, so if you do run into problems, there is someone here to help. 

Added Value
We can offer added value to your trip on top of your car rental. We offer GPS rental, for instance, which is an invaluable travel accessory, as well as sightseeing packages and accommodation. Also, at certain times of the year there will be various special offers in different areas so you can pick up a bargain! Earlybird season (which is fast approaching in November) is a great time to book your car rental for next year, with lots of special offers and free upgrades when you book early. Watch this space for more information!

^Conditions apply. Visit www.driveaway.com.au for details.

Car Guru writes for DriveAway Holidays and DriveAway Holidays Blog

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Learn more about the Teenager Car Insurance

January 25th, 2010

Teenagers are more excited when the day they start to drive alone having the license that will allow them. What could be the consequences that you might expect when this day comes? This question is what most parents ask about this thing. There are lots teenagers who are uncontrolled when they are driving. A lot of them are so intense and over confidence already driving in an expensive car with their companions. Parents are most likely involved on how to control this too much excitement of their kids, definitely they are thinking of teenager car insurance that will ensure their kids safety. But, because of these trends some of the teenager car insurance already set standard rates to be paid by the policy holder. These insurance companies give higher charges if the car is an expensive sporty class type.

Teenager are most likely disappointed about this fact, but they have to remember that there are certain reasons on why should they follow this guideline for their own safety. The number of recorded cases will really show on how many teenagers are already involved in different accidents that causes serious and sometimes death casualties. These teenager car insurance companies know this because young people are more fearless when driving compare to those older and experienced drivers. This is one of the reasons why car insurance companies are setting higher rates of premium that offers from these cars belonging to higher categories. Probably one of the things to do is providing these teenagers a much bigger car rather than a expensive sports car that may lead to more serious problem, this big hefty car will not easily crash and it is much safer until the time they can really drive a car which is a horsepower engine.

Parents also should consider buying a second hand car for their kids because this is also less expensive and as a starter for their kids in driving this is much safer, they can also get it in cash payment because the amount is much cheaper than brand-new cars and they can easily get the right insurance that will fit their budget. In acquiring a teenager car insurance for their kid will definitely lessen their cost. The liability insurance is more fit because it will totally lower the price rather getting the collision and comprehensive as well. Keep in mind that these second-hand cars are really cheap and the adjustment on the premium payment is very easy.

There are also some factors that can be helpful in minimizing the premium cost, parents must always remind their kids regarding some of the guideline to follow so they can always take advantage of the discounts especially from the teenager car insurance companies. By maintaining a good driving record it will help you to lower the expenses in paying the insurance. Remember that if there are cases of accidents that teenagers under this insurance policy will really create a headache because this companies will definitely charge higher rates. Most insurance companies offer great deals for student drivers who excel in their class especially having recognition receiving awards. These type of students really deserve to get some good credits from different teenager car insurance because they are also excellent in driving.

Young Car Insurance |
Young Drivers Car Insurance

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THE BEST WAY TO BUY A USED CAR

January 25th, 2010

Well, the first thing you will need to decide is when you need to buy a car. Most second hand car purchases are decided by circumstances, IE something has happened to bring on the change of vehicle, eg car accident, growing family, extra members of the family, current car failed its MOT or broken down etc etc…

 

In this article we will only be talking about used cars from garages because deals on new cars change so quickly depending on the marketing programmes available at the time.

You will need to be clear on how you intend to fund the purchase, there are several options to choose from; you can pay out of your savings, credit card (although this will normally incur at least 1.5% additional charge as this is what the dealer has to pay), bank/building society loan, finance from the garage you are buying from (which there are some really great deals available depending on your circumstances) , and internet loans.  The options will all need to be explored to work out what is going to be right for you when you need to buy .

 

What sort of car you will need to suit your needs. The choice of cars available in today’s marketplace is vast, every manufacturer has a list of shapes and sizes to suit most needs. From the new super mini with £35 a year for its annual road tax to the people carriers that seem so cavernous and can fit many people inside. Work out your requirements and the type of driving and uses you intend to get from the car. Many of the people carrier style that offer 7 seats will also have the ability for the rear 2 seats to fold away completely, a great example and pioneer of this is the Vauxhall Zafira. At our garage, we sell many of these because of their flexibility.

 

Fuel. it really comes down to petrol or diesel. Traditionally diesel was seem as a smelly dirty alternative to petrol, these days this is not really the case. many of the diesel cars are now in some of the lowest CO2 emission categories. The general rule of thumb is that if you are doing under 15,000 miles per a year then a petrol car is probably the right choice for you, over that then go for a diesel.

 

Always make sure that you ask he garage where you are viewing cars to see the HPI Check certificate to make sure that there are no hidden things lurking in the past, these can include being written off, stolen, on finance, or anything else you would want to know before parting with your hard earned money. Ask to see the service history and the registration document to check these are all in order.

 

If you are intending to part exchange your current car, do yourself a favour and get more money for it by getting all the documents and history together and then give the car a really good clean. If the dealer can see a well maintained, bright and shiny car in front of them they are bound to give you more money for it than a dull car with a few bills as the history.

 

The negotiation on the price is really down to how confident you are, and whether you really want to buy the car. many people can get a really good deal on a car, but please make sure that it is the right car for you. there is no point in wasting everybody’s time if you get a great deal on a car you don’t even want!! we often find that the best way to make a deal is to get “price to change” that way the garage values your part exchange, then adjusts the price you have to pay out. If it is too high then you can ask about what the best price is then, don’t let the dealer confuse the issue by quoting trade terms that don’t mean anything to the the customer such as “over allowance”, “SIV”,”trade car”, “margin” etc.

 

We hope that this arcticle helps you in your quest for a new car. I have included a link to our website which there are over 100 quality used cars available for you to view.

www.whitleybridgecarsales.co.uk ; www.eastbournevauxhall.co.uk

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Low Interest Rates Car Loan Online

January 25th, 2010

Some of the most common ways towards low car loan rates are as follows.

Improving the credit score:

One should start making regular payments towards the pending loans. This is easy to say but difficult in application. Most of the times, despite efforts to do the monthly payment on time, you are late at doing the monthly payment. Talk with your lenders or creditors about the cause of delay and try that the delay does not in any way, adversely affect the credit score. If your salary is irregular or the income is in stable ask the creditors for other options available to be regular and improve the credit score. This is one of the most common alternatives towards low car loan interest.

Buying a used car or new car:

The rate of interest and the monthly payments are the two sides of a coin.  Most of the debtors want the monthly payment to be as low as possible. Everyone knows that the purchase of a used car could bring down drastically the monthly payments. In these circumstances, the lender charges higher  used car loan rates because they consider the  used cars more risky than the new cars. When you sum up the total loan, it may be nearly equal to the price of buying a new car. One should be able to compromise with the brand and model.

Getting a cosigner:

The other way to get the rate of interest lowered is getting a cosigner. A cosigner assures the lender that the money lent is safe. The only caution that the applicant should take is that the cosigner should have good credit score. Getting a cosigner is easy because you have to just assure the cosigner that you are going to pay the monthly payment regularly. This is one of the best ways to lower the rate of interest.

Negotiating & Market Research:

One way to reduce the rate of interest is seeking quotes from various lenders and compare car loan rates. Once you know the current car loan interest rate that is prevailing in the market you can negotiate. The research and analysis of the prevailing rate of interest will consume some time but beneficial in the end, because armed with the knowledge, you will be able to negotiate better and the lenders will not be able to fool you.

When applying for online car financing one should take into consideration, not only the rate of interest but also monthly payment along with other terms and conditions. One should also take into consideration the total amount due through the car payment calculator. Merely the words “Low Interest Rates Car Loan” can lure many people to financial cheating as well.

At carmoneyfast.com we know that everyone needs to have their own automobile for easy transportation, but not each do have a good credit score to get loan application approve. With our special financial services we help anyone’s making possible to get auto, car, and motorcycle buying experience a smooth and positive one without worrying about credit history.

Get new or used vehicle at Low Car Loan Rates without any credit issue. Carmoneyfast specialize in competitive rate auto loans for anyone looking for Car Loans Online.

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Bad Credit No Money Down Car Loans

January 24th, 2010

However, these days as competition in the loan market is rising, you could buy that car from bad credit car loan with no trouble. There are number of lenders who are exclusively dedicated to the source of offering smooth loan for getting a car to poor credit people. No credit auto loan or bad credit car loans are easily accepted for individuals going with late payment or payment default troubles and facing CCJs against them.

Collateral decreases the risks for the lenders to almost zero as the lender is in a situation of recovering the loan through selling the borrower’s property in case of failure to pay. A lender could approve your poor credit auto loans without many enquiries if the borrower is ready to put any of his property like home as guarantee with the lender. This also prompts usual payments of bad credit car loan installments from the borrower. Secured bad credit car loan can be availed at lower interest rate if equity in guarantee is higher. In addition, the loan amount as secured bad credit car loan based on impartiality in collateral.

However, your bad credit is of main concern to bad credit auto loan provider if no guarantee is placed. Unsecured bad credit loan is exclusively approved under a lender’s faith in the borrower. Therefore, it would be cautious to take a convincing repayment plan to the lender showing your yearly earnings and employment papers. Unsecured bad credit auto loan approves lesser loan at higher rate of interest and repayment period is shorter.

Getting Your Dream Car with Bad Credit Auto Loan

Now getting guaranteed bad credit car loan is not a problem these days. Well! It is easy. First, you need to know that your problem with credit would automatically put you in the high rate of interest. If you do deal with to get a big, enough loans to buy that flashy car, your monthly payments would turn to be higher and you could not be able to cope up by the similar.

It is quite frustrating you having bad financial history. The main cause is there are numerous services that you cannot reach. Like; it is almost impossible to get loan from bank. If you’re traditional lender or bank can accept your application but at higher car loan rate and it is difficult to pay up the car loan. Therefore, it is better to avoid bad credit.

Many vehicle finance lenders have in built Bad Credit Car Loans Process to save your precious time & money. Do not take vehicle financing that you know cannot be afforded. A car loans for people with bad credit is a tool which will help you rebuild your credit score, thus purchasing a car which you cannot afford to pay back in time will more damage to your current credit rating.

Car Money Fast offer professional automotive financing for getting car loan on your choice of model. Respect and specialized courtesy is our top main concern to helping you buy a bad credit car loan with access of ease and self-esteem.

Car Money Fast offer professional automotive financing for getting car loan on your choice of model. Respect and specialized courtesy is our top main concern to helping you buy a Car Loans For Bad Credit with access of ease and self-esteem. CarMoneyFast.com has helped thousands of people buy their dream car, even with any credit problems and can help you too. For more visit website Online Car Financing.

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Get Benefits of Low Interest Rates Car Loans Online

January 24th, 2010

Getting car loans online is fast growing trend nowadays as buying automobile online save lots or time, energy and money instead of visiting each car loan lender asking for best deal they will offer on the vehicle purchase with credit. The benefit with much information on various car model and prices can be access online with few clicks which makes popularity for anyone to shopping for vehicle financing online.

Second benefits are there would be no maddening salesperson trying to force you on car in one’s face. Anyone can search online for car loan and search for cars online can be done in the comfort of one’s home or office, which avoids the hassle, and costs involved in travelling to various car dealers. An online search is not restricted by geographical boundaries. One can search the car dealers across the length and breadth of the whole country. No credit or bad credit auto loans are easily assessable online.

To avail benefits of low interest rates car loan its necessary that you are aware about two concepts like present interest rates in market which includes various lender option and financing option and other your financial status and how much you can afford. Although the credit situation have become tremendous after sub-prime, mortgage breakdown many lenders move back and forth from haphazard to overly traditional practices, automotive dealers say that misconception, more than true financing lack has kept out shopper to get their stores. But now the condition have improved when domestic manufacturers have comes up with exclusive packages.

Most of peoples make a common mistake by thinking that credit score they have is the only way to lower down auto loan rates. There are many thing involved to get low car loan rates as well as improve your credit history, choose a different car, with cosigner, compare car loan rates. The following facts should be consider for determine the interest rates.

Online Lenders

Availing money from lenders or private party when you are not getting approved from banking institutes; there exist pros and cons to each situation.

Getting Financing for New or Used Vehicle

Are you buying car loans online? Choose what to buy a new car or second hand car as interest rates on new car are often low.

Loan Duration

When automakers introduced 0 % financing to keep cars selling after the Sept. 11 terrorist attacks, they were only offered on two- and three-year loans. Now, many automakers are offering zero percent financing on five-year loans. In general, though, longer loans come with higher interest rates.

Credit History

People with good credit score have more chances to lower interest rates.

To lower your interest rates you can work on your credit score, reconsider what kind and how old of the vehicle is you are buying, placing a cosigner for your loan will increase much chances. Shopping around is quick and easy way to find a fast auto loan quote as there are many lender that will offer competitive rates in as compare to other in auto finance industry. Still got a question in your mind about automobile buying? Find some quick answers from our most car loan FAQ pages.

This article is to make you better understanding of some good chances for availing a low car loan rates online. Many lenders like carmoneyfast.com offer new as well as used car financing, car loans after bankruptcy, no cosigner car loans for college?s student. Interest rates will be different on the car loan you apply for.

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How to sell a car fast online

January 24th, 2010

Selling a car privately is not for everyone. There are many pitfalls and problems that even the experienced can get caught out. Using an online used car buyer is one way to cut down the problems, however not all online buyers operate the same way so be very careful.

Here are some common differences;

1) If you like sellmycarberkshire.co.uk will come to your address – This puts you in a powerful negotiating position. Many online used car buyers require you to bring the car to them!

This puts you in a poor position to negotiate and the slightest mis-description of your car will be harshly judged with many reducing their offers by up to £300 per scratch/mark.

2)sellmycarberkshire.co.uk will also come to your address at a time convenient for you – Most online car buyers require you to bring your car to them during their opening hours!

sellmycarberkshire.co.uk offers a service for people who need to sell their car fast, 24 hrs a day , 365 days a year. It’s a service, so it’s when it’s convenient for you, not us!

3)sellmycarberkshire.co.uk will pay by cash or bankers draft, whichever you prefer – Many online buyers insist on paying with bankers drafts.

Again we are offering a service, so it’s what you want, not what we would like.

4)sellmycarberkshire.co.uk will stand by their quotes if the car is accurately described – Some online buyers will take advantage of certain circumstances.

For instance, if you are selling due to immigration and have arranged for the car to be bought at the airport, you are going to need someone you can trust to pay the agreed price.

5)sellmycarberkshire.co.uk will price any mis-descriptions fairly – Not all online buyers are so forthcoming.

Any changes to our agreed price will be explained, with explicit costings. Remember you do not have to sell to sellmycarberkshire.co.uk, you will likely be at your home address at a time that suits you. If we can’t agree a price no hard feelings!

6) sellmycarberkshire.co.uk offers a polite and courtesy service – Not all online buyers are friendly, some are downright rude; by all means phone around and see for yourself!

After more than 20 years in the used car industry, sellmycarberkshire.co.uk knows what service is about,. When you call you will always find a friendly tone and helpful service, EVEN if we do not buy your car.

7) sellmycarberkshire.co.uk buys cars requiring mechanical attention, MOT failures, bodywork issues, left hand drives, classic cars and other unique vehicles – Not all online buyers are interested in these areas and will not give a fair valuation.

At sellmycarberkshire.co.uk we believe that every car has a value.

I have been working in the used car trade for over 20 years.

I have many contacts within the second hand car industry and look to use them when assessing the prices of cars that are offered to me for sale.

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